Free Baccarat Card Game

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How to Play Baccarat - For Beginners: If you’re looking to sit down at a Las Vegas casino table game with few complexities and a lot of James Bond-style gambling fun, baccarat is your go-to game. There are three possible outcomes—a player win, a banker win and a tie—and the dealer pretty much does all the work. Baccarat – How to Play Online. As a beginner, you can actually play online baccarat game free. You will see a menu bar where you can opt to play mini baccarat and the dealer will deal the cards or in “big table” style where players have the option to turn the cards over one at a time.

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Baccarat is a very popular casino game played around the world. It is likely named for an Italian game, Baccara, which means zero, and has been played for at least 500 years. It is also possible that the original card game is related to Pai Gow, a game of Chinese origin where the scoring of dots on domino tiles is very similar to Baccarat.

Regardless of where the game first started, we know where it ended: in casinos, where it attracts players with simple rules and the lowest standard house edge of any casino-backed game. The game most often seen in casinos is actually a slight derivative more aptly named Punto Banco, but other forms of the game, including Cemin de Fer (Chemmy) and Baccarat Banque (sometimes as “deux tableaux”) are also found in casinos.

The basic rules of the game are easy to understand, as it is really a comparing game between a Player hand and a Banker hand. Furthermore, the rules of online baccarat are the exact same as the rules found in bricks and mortar casinos. The game is usually played on a large, kidney-shaped table where players have plenty of room to relax and enjoy an evening of gaming. Several decks of 52-cards are shuffled together (most often 6 or 8 decks) and placed in a plastic or wooden dealing shoe with a cut-card inserted seven-cards from the back of thelast deck. When the cut-card is encountered in play it signifies the final hand, or coup of the shoe.

The game is not actually player against banker, but simply two hands dealt out, one for the Player (Punto) spot, and one for the Banker (Banco) spot. Each gambler has the option of wagering on whichever spot they think will win. The hand closest to a point total of 9 is the winner. When both hands end with the same total, it is a tie.

Card

Tie Bets

There is a third option for wagering called the Tie Bet. After the drawing of cards is over, should the outcome be a tie between the Player hand and the Banker hand, the Tie Bet wins. It is usually paid-out at 8 to 1 odds, for a house edge of 14.4%.

Card Scoring

In real money baccarat, as with most casino games, the cards have a point value of 2 through 9 and aces count as 1. However, all face-cards and tens count as zero. In addition, no hand can be over 9 points, so the ten’s digit is dropped, thus a hand consisting of 5-7 that equals 12, is played as a 2.

Dealing the Game

The croupier (dealer) will deliver one card to the Player spot and one to the Banker spot, then repeat the process. The cards are turned over (sometimes with a wooden pallet) to expose their point totals. Here’s where the game gets interesting. If the Player or Banker (or both) have a total of 8 or 9, the hand is finished and the higher point-total hand wins, or there may be a tie. If there is no 8 or 9, then the following drawing rules are used:

Player Hand Rules

A total of 8 or 9 is a natural, and as explained above the hand is over. If the Player has a total of 6 or 7, they stand and await the outcome of the Banker hand. If the Player has a total of 0 to 5, they draw a third card.

Banker Hand Rules

As with the Player, if the two-card total is 8 or 9, the hand is over. If the Banker total is 7, they stand; otherwise they will follow these rules:

  • Banker total of 2 or less, draw a third card.
  • Banker total of 3, draw a card unless the Player’s third card was an 8.
  • Banker total of 4, draw a card if the Player’s third card was 2 through 7.
  • Banker total of 5, draw a card if the Player’s third card was 4 through 7.
  • Banker total of 6, draw a card if the player’s third card was a 6 or 7.

These standard rules for play are used in most casinos around the world, including those that offer baccarat online. When the Player hand wins, the payoff is even money, or 1 to 1. On winning Banker hands, the payoff is also even money, or 1 to 1, but a 5% commission is charged. The dealer will keep track of the commission and charge a total fee for all winning hands at the end of the shoe.

While the game of Baccarat as dealt in most casinos is really Punto Banco, where the house edge is 1.06% on the Banker bet (after the commission) and 1.24% on the Player bet, there are other variations of the game where the edge is harder to gauge because the banker has input on actual hand decisions.

Chemin de Fer

In the game of Chemin de Fer, one player is designated as the banker and offers the other players a chance, in order, to bet up to a total of their stated bank wager. Once the bank has been matched, the banker delivers two cards for the player and two for themselves. The player and banker look at their own individual cards, and if either hand is a natural (8 or 9), the highest hand wins or a tie is announced. If not, the player with the highest individual wager against the bank has the option to draw one additional card.

After the player’s decision is made, the banker also has the option to draw a card, and will most likely follow the Banker Hand Rules based on the player’s third card, but is not obligated to do so. If there is a tie, no money exchanges hands and the banker deals a new hand.

If the Banker hand wins, bets are brought in and the banker can announce a new bank.

If the Player hand wins, bets are brought in and the shoe and bank privileges are passed to the next player in order.

Baccarat Banque

Another popular form of baccarat for real money is called “Baccarat Banque”. It is played on a larger table, with one hand for the Banker, and one Player hand for each side of the table. In addition, the croupier will usually handle shuffling the cards, but one player is allowed to bank the action (on both sides of the table) until the end of the shoe. They may retire at any time, but must state how much of the originally stated bankroll remains. At this time a new banker (chosen by table order) must stake the same amount and finish the remaining hands in the shoe.

Rules regarding the play of hands follow those of Cemin de Fer, where there are options put to the Player and Banker. Rules regarding wagering by the players are also similar, as those down the line may not have a stake in any hand if an earlier player has “gone bank” and covered any remaining portion of the banker’s stake. However, the banker (depending on individual rules) may declare that they will cover any other wagers (up to the casino/table maximum) beyond their table stake. This is only allowed to be done by established players.

The game of Baccarat, as played in casinos, takes several dealers and may offer limits of as high as $100,000 per hand. Special players are allowed to bet even more. However, to include more players and to speed up the game and reduce costs, some casinos offer mini-bac or mini and midi punto, where the game is very similar and dealt on a standard-size blackjack table. Don’t forget that if you are betting on the Banker hand, the dealer will keep track of the commission you owe until the end of the shoe. Even if you lose the chips you have on the table, at the end of your play you will have to pay the remaining commission you owe!

  • +Baccarat History
    • How it Began
    • Modern Gameplay
  • +Our Baccarat Guide
    • Rules
    • Strategy
    • Tournaments
  • +Free Baccarat
    • Demo Machines
    • How it Works
    • Bonuses
    • Types of Bonuses
    • The Welcome Package
    • Free Spins
    • Matched Deposit
    • No Deposit
    • VIP Rewards
    • Refer a Friend
    • Exclusive High Roller Bonus
  • Review: Baccarat
  • +Summary
    • FAQ
    • Top Tips

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1. A preview of the baccarat history, from the 1400s through to the digital age and into 2019

We begin with a look at the birth of the game, from its origins, through to the land based casinos and into the realms of the Internet. Baccarat, or sometimes known as Punto Banco, goes as far back as the 1400s. 500 years have helped shape the card game we know and love.

1.1 How it all Began

It began in Italy with a man named Felix Falguiere. The Player Vs. banker game was named at the time, baccara, which is Italian for the word “zero”. The original form of the game was played differently at the beginning. The player would be faced with four dealers, each player would then place their wagers against the other players and against the dealers.

The game would then make its way around Europe, in France, bacarra became baccarat which, at that time would be called Chemin de Fer. It became a game played by noblemen and royalty. I moved over the English Channel where it retained the name baccarat.

After many decades had passed the card game made it’s move across the Atlantic through immigration, starting with the South Americas and the Caribbean. This is where the name Punto Banco derived and the game took on subtle adaptions to the local culture. In a normal game, players could assume the place of banker/dealer, this was seen as a place of privilege, so cultures being cultures with differing points of view, the role was stripped of the player and the casino was the one who handled the cards to be dealt. This is what made American Baccarat.

Jump forward to 1950s America and the height of Las Vegas, during this time, not many cared for the game. Most would find enjoyment in poker, roulette and slots. But the operators spun the card game into a niche option for the wealthy. You play if you can afford it and you have to hand it to them because it worked and was used by Ian Fleming in the novel Casino Royale, which then became the game of choice for the main character, James Bond.

1.2 Modern Gameplay

So, a total of 500 years passed and Punto Banco, Chemin de Fer, Baccara, all made their home on the world wide web. In the 1990s, the Internet began to develop at an incredible rate. The decades pass again and away from the hotels and land-based casinos, bets were being placed on digitalized machines and tables via live streaming.

The game was now immediately accessible by anyone in the world to bet on. You now become one of the millions of those which sought an interest and are now able to experience it yourself through our guide.

2. Our baccarat casino guide delivers all the key information to help support your gameplay going forward

Our baccarat guide will help you to learn about the feature, how it is played, what the house edge is, the house edge being the odds of winning. You’ll know how bets are placed and what strategies can be used by a player to beat the banker through the best online casino sites in the world.

Our years of experience delivers you all the facts and insights into the world of casinos. You’ll have the best bonus offers to assist how you play. We also provide a total of six different variants of the game which you can bet on as practice. You’ll be able to learn how to get the perfect card hand and learn the needed strategies to succeed.

Here is a brief outline of the additional articles you can read, as part of our complete review of the platform. Each subject has its own guide which further explains in detail elements such as the rules, the strategy and the accessibility of tournament gameplay.

You can click on the highlighted links which will open up the relevant page of interest.

2.1 Baccarat Rules

So, how does one play this Player Vs. Banker card game? Well, more is discussed in the article, but the main principle is to make a total of 9 as a score from the hand dealt. You place your bet prior to the dealer taking the cards from the shoe. If you wish, a third card can be used, if your original score is low. Whilst playing a tie can form and just like in blackjack a game is pushed returning the wager back to the player. The article on rules will discuss the value of each card, the side bets in live table games and how a third card drawn is requested. It’s a very simple game to play and is loved by the high rollers of the online platform.

2.2 Baccarat Strategy

Are side bets worth the risk? Are their helpful ways of winning as in blackjack? Should you bet on a tie as it carried the highest odds? Knowing how to beat the house edge has been a thing of tale for centuries. Our review on the subject of strategy looks at how the rules offer loopholes to better your chances. Playing and practice will certainly help improve you as a player against the dealer. So read the article to know how to make money through our strategies.

2.3 Winning a Baccarat Tournament

Within the live casino arena, you can play baccarat in a tournament challenge, just like they provide for poker, roulette and blackjack. Wins push a player up the events leader board and prizes are based on your final position, as the jackpot is a pool-prize and, therefore, players finishing as low as 10th place can still get their hands on some real money.

The commission to form these prize amount come from players paying in to take part, but that is not of all events, just relative to the casinos approach. In this article, you’ll read about the odds of winning the big prize and the live strategy options that will take you far into the challenge.

3. Enjoy any baccarat game you want with zero deposits and with no requirement to download

Ready to enjoy playing at the table for free? Through CasinoBonusesIndex.com, you can access free gaming. Be dealt with extra chips to play with and make real money winnings. Experience the fun with no risks with demo mode machines made by the best software developers in the business.

We invite you to explore these options which should be used, especially if you are a first time player to the feature.

3.1 Demo Machines

We have three original titles and three variant slots for you to experience. Demo gaming is the perfect platform to learn all there is about the game, both live and as a virtual table.

Many professional players will begin through games like these because one, they are used by the casinos you can join and two, you better yourself mentally when approaching the game.

Combing these two points and you’re able to know how certain games work, you know more about the software behind them and you get to practice and experiment to form your own strategies to beat the house.

There are six tables in total, you can access them either with your desktop, laptop, tablet or mobile phone. The titles are compatible with Windows, Android and iOS software.

To work them, you simply click on a title you wish to try. There is no downloading needed, they stream form our browser saving your storage space. Using these titles will benefit you more than opting for those through an alternative app and online games. In order to maximize your chances of a big win, then you need to familiarize yourself with what the casinos provide. This is what makes this a perfect strategy tool.

The baccarat demos are made by the likes of Playtech, Play’n GO, Microgaming and 1x2 Gaming. You’ll have the best options to learn the basics before you transfer those skills either through real money machines or at the live tables.

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3.2 How it Works


► Click on the picture to access the FREE version of Playtech's Baccarat ◄

Example: Baccarat by Playtech.


Upon loading the title, you are faced with the table. From top to bottom you have, the indicator of what the minimum bet is and the maximum, so for this table, it is 1.00 up to 100.

On the right side, you have the shoe, this holds the deck of cards. In the middle, are the points where the chips are placed and where the cards are dealt. Here are what the markers mean;

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  • Big 0.54:1 = A side bet that wins if the player and banker have a total of 5 or 6 dealt cards. Odds reflective at 0.541:1
  • Player Pair 11:1 = A side bet that wins if the first two cards form a matching pair. So you could win from a 4 of hearts and 4 of diamonds. Odds reflective at 11:1
  • Perfect Pair 25:1 = A side which pays out if the first two drawn cards are a matching suit and value. So, if you have an 8 of clubs and the dealer has an 8 of clubs. Odds reflective at 21:1
  • Small 1.5:1 = Is a side bet that will come in if both player and bank settle the game with just the original four cards dealt. Odds reflective at 5:1
  • Either Pair 5:1 = A side bet which is won if either the dealer or player lands a hand forming a pair. Odds reflective at 5:1
  • Banker Pair 11:1 = A side bet that wins if you predict that the banker will have two matching pairs, which is the alternative to the player pair side bet. Odds reflective at 11:1
  • Tie 9 for 1 = Lands a win if the game ends in a tie score. Odds reflective at 9:1

On the left side, you have where to place your chips if you wish to bet that you (Player) will win and on the right side, where to place your chips if you think the dealer (banker) will win instead.

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Bottom left of the screen is your wagering chips from 1, 5, 10, 25 and 100. To the right, are the action buttons; ‘Clear Bets’, ‘Rebet’, ‘Deal’ and ‘Rebet & Deal’. These buttons will alternative at different points of the game.

Begin by selecting your chip value and click any betting point on the table and confirm this by selecting ‘Deal’. You are now playing baccarat!

3.3 Bonuses

By using the demos, you’ll have built up a firm idea of how to approach the machines and tables. With this, you can then take advantage of the second free option, which is the bonuses.

Get free pays without depositing. Simply register and claim your offers. There are many available such as;

✅ Welcome bonuses

✅ Free Spins

✅ No deposit bonuses

✅ VIP rewards

✅ Loyalty bonuses

Use the offers to help cut the risk of losses down and to win real money without paying. We touch on this as a strategy within our guide in Section: 2.2.

3.4 Types of Bonuses

The Welcome Package

This is an optional bonus which doesn’t have to be claimed. Those which do can receive a sum of cash to use and a number of free spins. The offer tends to look like this; 200% up to $5,000 + 250 Free Spins.

Free Spins

These are essentially free games. Not necessarily just for slot machines. The number of spins you get is relative to the casino’s promotion at the time. There is no set amount to the spins you can receive, some casinos will give out 20, others up to 1500.

Matched Deposit

This is a deposit bonus, users of this will have to pay in, but the casino can double the amount and give it back to you to play with. The factor of the return is percentage-based. So, it could be 50%, up to 500% depending on the promotion at the time.

No Deposit

Often referred to as the No Wagering Bonus. This gives you a reward without the need to deposit, this will, however, be a reward which is substantially less than the deposit bonus. If a cash reward is given, it won’t be more than $25. If it’s free spins, then expect no more than 50.

VIP Rewards

During the time of your membership, the more you play the more points you can collect. The VIP points will be turned into prizes, these can be cash allowances to help you play more baccarat or free spins.

Refer a Friend

Claim more baccarat playing money by getting a friend to register at the same casino. You’ll both be rewarded financially, and they can still claim their own welcome bonus.

Exclusive High Roller Bonus

If you want to play amongst the elite, then you can reward yourself with a huge cash pot to use at the table. High roller rewards do require more in the amount you deposit, but the returns are far greater.

4. Baccarat Review: We play baccarat online and share with you our personal experience with the game

So, what are our own thoughts on the subject of the baccarat game? Well, we gave our in-house content writer Alistair Edward a chance to review the demo slots which we provide and to test the game for real within his own registered casino. Here is what Alistair had to say on his experience.

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“I had never really given much thought to playing baccarat before, I like poker and what it offers me in terms of chance. When looking into baccarat, it appears to be a very straightforward game given the target is to land a score of nine and is predominately played with a two-card hand, a third if needed.

From accessing the demo games, I soon learn that betting on a player banker tie lost me too much money. Theories would suggest you’d receive more wins based on bets for the banker to have the better hands. As the odds are in their favour, it seems like the only smart move to take.

For some reason, it seems easy to read how a machine plays after a while. Players may find they win more easily if they give the machine more than 20 minutes.

After 50 minutes, I decided to play live tables to see how it pays out.

The live platform is a whole new experience, given that you can interact with the dealer and others at the table. There was variety but not on the scale say, roulette. The tables covered the traditional option and then VIP and Platinum version which payout more money.

I put to test what I had learned from the demo machines and after an hour, my ratio for winning increased in the later stages of the game. I could have opted to use one of my bonuses but decided to preserve this for my own poker games.

Baccarat is a good game, it is very easy to play and I see why, with the options of betting, that it is such a favourite of the big bankroll players.”

6. Baccarat Summary: Concluding our online casino Baccarat guide with some top tips and FAQs

We’ve covered everything from the table rules to the bonuses, so will you now be betting on this game going forward? It is very much one of the best three card games within the casino and comes in both formats for you to spread your attention across.

You have more to learn on the subject within our special articles focusing on the rule and strategies, so let us leave you now with some top tips, but firstly, commonly asked questions regarding baccarat.

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6.1 FAQ

  • Q: What is the edge over the player? A: This is one of the lowest edges in all of casino gaming. The edge comes in at 1.54% roughly. This puts it on par with blackjack.
  • Q: Are there multiplayer options? A: Yes, these are specialist tables that allow for player vs. player games and there is the option of tournament gaming
  • Q: Which is the best bonus? A: For those wishing to play against the dealer, then the matched bonus is more beneficial. If you wish to play virtual machines, then we suggest the free spins option.
  • Q: What is the number one strategy? A: Many believe the worst is betting on a tie, but if we had to pick, it would be practicing.
  • Q: Is there a bonus for live tables? A: Yes, there is a number of rewards which make the live dealer games eligible through free bonuses.

6.2 Top Tips

☆ As mentioned, ties rarely come up so don’t rely too much on this just because of how large the return could be.

☆ Side bets are a great option to really boost winnings and can be used tactically.

☆ Practice, learn the game and find techniques that improve your budget.

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☆ Bonuses are definitely a great way to lower your cost and expenses given that baccarat is a game which must be played for over an hour to see a good return.

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☆ Tournaments: always take part because even if you finish second or even tenth, you’ll still win something.

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We wish you much luck with the game and hope the rest of our articles and guide help you achieve plenty of success. Thanks for picking CasinoBonusesIndex.com

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